Medigap Plan A

Medicare Supplement Plan A is one of the plans that helps to fill in the 20% in Medicare. Medicare Supplement Plan A is also referred to as Medigap Plan A. Plan A covers the most important benefit, which is the 20% of the outpatient medical care that Medicare doesn’t cover. This makes Plan A still a very good plan today. This one has been overlooked at times because it has fewer benefits than other ones.

Medigap Plan A is also available to people under age 65 if you qualify for Medicare early due to a disability (Varies by State). This policy is available for purchase during your open enrollment period without underwriting but the cost of this one for people UNDER age 65, can be a lot higher than what a 65-year old will pay.  For this reason, people on Medicare disability may want to consider a Medicare Advantage plan because the rate is the same for anyone enrolled, regardless of age, gender, etc.

When you turn 65, you can use your open enrollment period to change to a supplement. Medicare Supplement Plan A will be priced just as any other  plan. Generally people choose more comprehensive plans like Plan F and Plan G that provide fuller coverage.