Medicare vs. Medicaid

We get a lot of calls and think Medicare and Medicaid are the same, but they are two different programs:

• Nevada Medicaid is a Nevada state-run program that provides hospital and medical coverage for people with low income.

• Medicare is a federal program that provides health coverage if you are 65+ or under 65 and have a disability, no matter your income.

If you are eligible for both Medicare and Medicaid (dually eligible), you can have both. They will work together to provide you with health coverage and lower your costs. In this case, Medicare is primary and Medicaid is secondary.

Also know that while Medicare and Medicaid are both health insurance programs administered by the government, there are differences in covered services and cost-sharing. Contact us to learn more about Medicare and Medicaid costs and coverage, especially if you are a dual-eligible.

The government has several Savings Programs which you can apply for through Nevada Medicare. These may help you to pay your Part B premiums. You may also qualify for Extra Help to pay for your Medicare prescription drug coverage.