Medicare Supplement Plan G (Medigap Plan G) in Nevada
Medicare Supplement Plan G is the most popular Medigap plan in Nevada — and for good reason. Since Plan F became unavailable to new Medicare enrollees in 2020, Plan G has become the gold standard for comprehensive Medigap coverage. It covers nearly every Medicare out-of-pocket cost, leaving you responsible for only one annual expense: the Medicare Part B deductible. Nevada Medicare helps Nevada beneficiaries compare Plan G pricing across 30+ carriers, review rate increase histories, and enroll in the best option for their situation.
What Does Medigap Plan G Cover?
Plan G covers all Medicare-approved out-of-pocket costs except the annual Part B deductible ($283 in 2026). After you pay that once at the start of each year, Plan G covers 100% of your remaining Medicare cost-sharing for the rest of the year.
Here’s the full coverage breakdown:
- ✅ Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are exhausted)
- ✅ Medicare Part B coinsurance or copayment
- ✅ Blood (first 3 pints)
- ✅ Part A hospice care coinsurance or copayment
- ✅ Skilled nursing facility coinsurance
- ✅ Medicare Part A deductible ($1,736 in 2026)
- ✅ Medicare Part B excess charges
- ✅ Foreign travel emergency (up to plan limits — up to $50,000 lifetime)
- ❌ Medicare Part B deductible ($283 in 2026 — the only item you pay)
Plan G in Action — A Real-World Example
Jane has Medicare Supplement Plan G. She’s diabetic and sees her primary care doctor regularly, plus visits her cardiologist several times a year.
In January, she has her first doctor visit of the year. Medicare pays 80% of the bill, and Jane pays the Part B deductible of $283 — the only out-of-pocket cost she’ll have for covered services all year.
Her Plan G covers the remaining 20%.
Her coverage also helps with her diabetic supplies. Medicare and Plan G work together to cover 100% of her lancets, test strips, and glucose meter.
For the rest of the year, Jane owes nothing out of pocket for any covered Part A or Part B service — no copays, no lab costs, no imaging fees. If she needs surgery, Medicare covers 80% and Plan G covers the remaining 20%.
Plan G vs. Plan F — Which Is Better for You?
For anyone who became eligible for Medicare on or after January 1, 2020, Plan F is no longer available. Plan G is the closest equivalent — and for many beneficiaries, it’s actually the better long-term value.
| Plan G | Plan F | |
|---|---|---|
| Part B deductible | ❌ You pay ($283 in 2026) | ✅ Covered |
| Part B excess charges | ✅ Covered | ✅ Covered |
| All other gaps | ✅ Covered | ✅ Covered |
| Monthly premium | Lower | Higher |
| Available to | All Medicare enrollees | Pre-2020 eligible only |
The premium difference between Plan G and Plan F is often significantly more than the $283 Part B deductible — meaning many beneficiaries save money overall with Plan G.
Nevada Medicare runs this comparison for every beneficiary to show the real annual cost difference.
Why Plan G Has Lower Rate Increases Than Plan F
One of the often-overlooked advantages of Plan G over Plan F is its historically lower annual rate increase trend. Because Plan F is a closed pool — no new enrollees since 2020 — that pool skews older and sicker each year, which drives up premiums faster. Plan G remains open to new enrollees, which keeps the risk pool healthier and rate increases more moderate.
Nevada Medicare has seen Plan G rate increases run meaningfully lower than Plan F increases across many carriers in Nevada — another reason Plan G is now the recommended choice for most new Medicare beneficiaries.
Does Plan G Cover Prescriptions?
Plan G does not cover retail prescriptions. To cover your medications at the pharmacy, you’ll need a separate Medicare Part D plan alongside your Plan G coverage. Plan G does cover the coinsurance on Part B medications — drugs administered in a clinical setting such as chemotherapy, infusions, or injections for autoimmune diseases.
Does Plan G Cover Dental, Vision, or Hearing?
No. Like all Medigap plans, Plan G does not cover routine dental, vision, or hearing services. NevadaCare can help you find standalone dental, vision, and hearing plans that complement your Plan G coverage.
Get a Medigap Plan G Quote in Nevada
Plan G is Nevada’s most popular Medicare Supplement plan — and Nevada Medicare compares pricing across 30+ carriers to make sure you’re getting the best rate. At no cost to you. Call Nevada Medicare at 702-840-1111 or visit us at 2412 Stewart Ave, Las Vegas, NV 89101.
Compare Medigap Plan G Quotes in Nevada with Nevada Medicare
Nevada Medicare provides quotes from over 30 Medigap carriers in Nevada and recommends the top Plan G options based on your specific situation — factoring in current premiums, carrier rate increase history, and financial strength ratings. The price you pay is exactly the same whether you enroll through us or directly with the carrier. Our assistance comes at no cost to you.
🔵 We compare Plan G pricing across 30+ carriers in Nevada
🔵 We review rate increase histories — not just current premiums
🔵 We compare Plan G against Plan N and other available options
🔵 We conduct annual reviews to ensure you’re never overpaying
🔵 Our assistance comes at no cost — we’re compensated by the insurance carriers
Medicare Supplements
- What is a Medicare Supplement (MediGap)?
- Medicare Supplement also known as Medigap
- Medicare Supplement Open Enrollment
- Medicare Supplement Plans Comparison
- Medigap Plan A
- Medigap Plan B
- Medigap Plan C
- Medigap Plan D
- Medigap Plan F
- Medigap Plan F – High Deductible
- Medigap Plan G
- Medigap Plan K
- Medigap Plan L
- Medigap Plan M
- Medigap Plan N
